Basic daily fee, means-tested contributions, RAD vs DAP — modelled under the
November 2025 reforms. See exactly what your family will pay.
Their financial situation
Excludes the family home if a protected person lives there
Room / accommodation
National average is ~$573,000 (mid-2025)
Their daily fee breakdown
Total per day
$0
⚠️ Fees shown use the November 2025 reform arrangements (Hotelling Contribution + Non-Clinical Care Contribution). If your family member entered care before 1 November 2025 and holds "no worse off" protection, the old Means-Tested Care Fee rules apply instead — figures will differ. This is a simplified educational model; get an official assessment from Services Australia (1800 227 475) or use the government's own fee estimator for binding figures.
Their financial situation
Home always excluded for home care
Total quarterly budget × 4 — ask your assessor
Where the money goes — annual
Their contribution per year
$0
⚠️ Support at Home contribution rates are simplified for this calculator — the real formula uses a detailed income and assets means assessment by Services Australia, similar to the Age Pension test. Clinical care (nursing, physio, medication management) is always fully funded regardless of means. This is educational only — get your official assessment via My Aged Care (1800 200 422).
This is the money side. Here's the rest of the journey.