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For India · Everyday Money

Real numbers for real work

Free calculators built for daily life and money decisions inside India — for drivers, gig workers, and anyone who's ever been quoted an interest rate that didn't quite add up.

English हिन्दी ಕನ್ನಡ
"2 rupees per hundred, per month"
= 24%/yr
A common way informal loans get quoted — the yearly number is rarely said out loud
Some instant-loan apps
1,000%+/yr
Once every processing fee and daily charge is annualised properly
A driver's day
₹/hour
The app shows your gross fares — never your real take-home per hour
Cost to use these tools
₹0
No signup, no ads inside the calculator, nothing you type ever leaves your phone
The calculators
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Cab Driver Earnings Calculator
For Uber, Ola, Rapido and taxi drivers. Enter your day's fares, commission %, fuel and car cost, and see your real take-home per day, per hour and per month — plus the exact clock time your shift stops paying costs and starts paying you.
→ Per-hour take-home · Break-even clock time
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True Interest Rate Calculator
Paying ₹100 a day on a ₹10,000 loan? Or a monthly rate from a moneylender, a loan app, or an MFI group? Convert whatever you were quoted into one honest yearly rate, and compare it against gold-loan, bank and microfinance benchmarks.
→ Real APR · Safety warnings · RBI Sachet & cybercrime helpline
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MGNREGA Wage & Delay Compensation Calculator
Type the days you worked, your state's wage rate, and what you actually received. See any shortfall, and the delay compensation you're legally owed if payment came more than 15 days late — plus exactly where to complain.
→ Shortfall check · Delay compensation · Your rights
Also useful for India
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Inflation Thief
Watch inflation drain your savings in real time, second by second, using India's own historical CPI data.
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Wealth Gap Calculator
Enter your net worth and see your real percentile ranking in India, with an animated crowd visualiser.
If a loan feels wrong, you're often right. A legal lender (a bank, an RBI-registered NBFC, or an app lending through one) must give you a Key Fact Statement with the real APR before you sign. You can report an unauthorised lender on the RBI Sachet portal (sachet.rbi.org.in), and report loan-app harassment on the national cyber crime helpline 1930 or at cybercrime.gov.in.
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Run an NGO, SHG, or work as an ASHA worker?
Free printable posters and QR codes to help the people who won't find these tools on Google — worksites, ration shops, panchayat offices.
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Living outside India, supporting family back home?
The NRI Hub has remittance cost comparison, DTAA, NRE/NRO accounts and more — for the Indian diaspora specifically.
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Frequently asked questions
Are these tools only for NRIs (Indians living abroad)?
No — these are built for people living and working in India right now. If you're abroad and want tools for remittance, DTAA, NRE/NRO accounts or sending money home, see the separate NRI Hub linked above. This page is for everyday money decisions inside India.
Do I need to sign up or give any personal details?
No. Nothing is collected. Every calculation happens on your own phone or computer — no login, no OTP, no data sent anywhere.
Are these tools available in Hindi and Kannada?
Yes. The Cab Driver Earnings Calculator and the True Interest Rate Calculator both switch fully between English, Hindi and Kannada with one tap — including the WhatsApp share message, so you can forward the right language to the right person.
What if I've been quoted a rate like 2 rupees per hundred per month?
That's a real, common way informal loans are quoted in India, and it sounds much smaller than it is — 2 rupees per hundred per month works out to roughly 24% a year, and some instant-loan apps work out to 1,000%+ a year once every fee is counted. Use the True Interest Rate Calculator to convert whatever you were quoted into one honest yearly number.