← Back FIRE · Couples

Couples FIRE Calculator

Two incomes. Two savings rates. Possibly two different retirement ages. One shared FIRE number. Model what happens if one partner stops first — and find your real combined freedom date.

Combined details

Annual expenses (combined)

Combined portfolio now

Expected return % pa

Safe withdrawal rate %

Partner A

Current age

Annual income (after tax)

Monthly savings contribution

Individual portfolio

Partner B

Current age

Annual income (after tax)

Monthly savings contribution

Individual portfolio

Scenario

Combined FIRE Number

—

Based on 4% withdrawal rate

Combined portfolio growth to FIRE

Scenario comparison — years to FIRE

🎯 FIRE Calculator (Solo) 🎲 Monte Carlo Simulator ⏳ FIRE Countdown ☕ Barista FIRE 📊 Net Worth Tracker 🌍 Geo-Arbitrage