Dividends compound in two ways — the portfolio grows, and the dividend rate itself grows. Together they produce a curve that accelerates dramatically in later years. This shows that curve.
Your portfolio
Dividend assumptions
💡 DRIP mode — this calculator assumes dividends are reinvested (DRIP) during accumulation. The income figures show what you'd receive if you switched to cash payouts at each milestone.
Your portfolio generates right now
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after-tax dividend income per year
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Monthly
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Weekly
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Daily
✈️ Dividend Independence Crossover
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Dividend income + portfolio value over 30 years
Left axis: annual income. Right axis: portfolio value. Watch income accelerate.