Pick a ward type and length of stay — or a typical procedure — and see the official PM-JAY (Ayushman Bharat) government bed-day rate. This is the room/bed component only; see what's not included below.
🚑 Pick a typical procedure (optional)
Typical stay length by general medical guidance — adjust below for your own case.
🏥 Or set it yourself
Ward type
₹0
PM-JAY reference bed-day cost
₹0
per day
General ward
ward type
Not included: surgeon/anaesthetist fees, operation theatre charges, implants (joint, stent, etc.), medicines, consumables, and pre/post-op consultations. These don't have one single official price and vary by hospital and case — get an itemised quote for the full picture.
Source: National Health Authority, Ayushman Bharat PM-JAY Health Benefit Package (HBP) 2.2 User Guidelines, per-day medical package bed rates by ward category. Last verified: . States may apply modifications to published NHA rates; this is a national reference, not a guarantee of any specific state or hospital's charge.
No. This covers the room/bed-day component only, using the official PM-JAY government per-day rate. A real hospital bill also includes surgeon and anaesthetist fees, operation theatre charges, implants (like a hip joint or cardiac stent), medicines, and consumables — none of which have one single official price, so they're not included here. Treat this as a floor, not a full quote.
What is the PM-JAY rate, and why use it?
PM-JAY (Ayushman Bharat) is India's government health insurance scheme, and its per-day bed rates (₹1,800 general ward, ₹2,700 HDU, ₹3,600 ICU, ₹4,500 ICU with ventilator) are official, published rates — the actual amount the government pays hospitals for scheme patients. It's a genuine reference floor, not a market average.
How many days will I actually stay for my procedure?
The procedure presets here are typical/average lengths of stay based on general medical guidance — not official pricing data and not a prediction for your specific case. Your actual stay depends on your health, the hospital, and whether there are complications. Always use your own doctor's estimate if you have one; these presets are a starting point, adjustable with the slider.
Why would a private hospital charge more than this estimate?
Private hospitals outside the PM-JAY scheme set their own room rates, which are often several times the government rate, especially in metro areas and for premium rooms. This calculator exists to give you an honest, verifiable floor to measure a quote against — not to predict what any specific private hospital will charge.