Same $140k. Two paths. Watch 30 years of cash flows play out in real time — every rent cheque, every mortgage payment, every maintenance bill. Then see who wins.
0
years in
Property
$0
Market
$0
🏠 Property$0 equity
📈 Index fund$0
investment property
Property price$700k
Deposit %20%
Capital growth % / yr5%
Rental yield % / yr3.5%
Mortgage rate % / yr6.5%
Vacancy rate %4%
index fund (same deposit)
Annual return %9%
Annual fees %0.1%
CGT rate on exit %23.5%
Exactly the same deposit invested on day one. No leverage. Apples-to-apples on cash deployed.