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Real Salary Calculator

That $80k job might only pay $38/hr once you factor in commuting, clothes, lunches, decompression time and stress. Find out your true rate.

Your job details

Hidden job costs (per month)

Your real numbers

Nominal hourly rate
—
before hidden costs
Real hourly rate
—
after all costs & time
Annual hidden costs
—
your job costs you
Real take-home / yr
—
net of tax + costs
Advertised rate Your real rate

Why this matters

Your advertised salary ignores tax, commuting cost, commuting time, work-related purchases and decompression spending. This calculator adds back all the hours you spend on work-related activities (not just hours at a desk) and subtracts all the money your job forces you to spend.

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⚠️ Educational estimate only, not financial advice. Costs and hours you don’t currently see (unpaid overtime, mental load, career opportunity cost) can make the real hourly figure lower still. Nothing you enter is saved or sent anywhere — the calculation runs entirely in your browser.