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Lifestyle Inflation

As income rises, spending rises. Drag the red slider and watch your FIRE date move.

Current age30

Current income$80k

Current savings rate30%

Current portfolio$30k

Expected return7%

🔥 Lifestyle inflation rate 0%

% of each raise you spend instead of save. Drag right to see the damage.

0% spent

You can retire at age

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Lifestyle inflation × FIRE date

0% lifestyle inflation (baseline)

Your current rate

FIRE target

The math

Every time you get a raise, you have a choice. Save it and compound your freedom. Spend it and push your retirement further away.

Cost of waiting 1yr more

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Extra FIRE wealth if 0%

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