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What You'll Actually Pay

That $45,000 sticker price? You're handing over closer to $51,000 on the day. See every cost itemised before you sign.

Drive-away advertised price
$
State
Car type
Private or dealer?
+$0
above the advertised price — that's what you pay on top of the sticker
Cost itemAmount
Total on the day
$0
Next steps
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True annual cost of car ownership
Ongoing fuel, insurance, rego, maintenance all in one daily cost
Is stamp duty included in drive-away pricing?
Sometimes, but not always. Dealers are required to advertise a "drive-away" price that includes all government charges, but some advertise "driveaway" separately from stamp duty. Always confirm exactly what is included. If the ad shows a base price lower than drive-away, stamp duty and rego are added on top.
What is Luxury Car Tax (LCT)?
LCT is a federal tax of 33% on the value of a car above the LCT threshold. For 2024-25 this is $76,950 for standard vehicles and $89,332 for fuel-efficient vehicles (rated under 7L/100km), which includes most hybrids and all EVs. The tax is paid by the dealer and usually included in the advertised price, but it's worth understanding — a $90k petrol car has $4,306 of LCT baked into its price.
Do I pay stamp duty on a private car sale?
Yes — stamp duty applies regardless of whether you buy from a dealer or privately. You pay it when you transfer the vehicle registration into your name at the state revenue office (or Service NSW, VicRoads, etc). On a private sale the duty is based on the market value or purchase price, whichever is higher.
Which states have EV stamp duty exemptions?
As of 2024: Victoria (BEVs under $100k), ACT (all zero-emission vehicles), and South Australia (BEVs under $68,750) offer full stamp duty exemptions. NSW removed its BEV exemption in January 2024. Queensland and WA currently charge standard stamp duty on EVs. Rules change regularly — always confirm with your state revenue office before purchase.